Terms of Use & Disclaimer

Terms of Use & Disclaimer


This website was set up by Sunline Pte Ltd. Its content is intended for informational purposes only and is not to be construed as a solicitation or an offer to buy or sell any securities or insurance product. Neither is the information contained herein intended to constitute any form of legal, fiscal, accounting or investment advice. It should therefore, only be used in conjunction with appropriate independent professional advice obtained from a suitable and qualified source. No representation or warranty, whether expressed or implied, is made about the accuracy, completeness or reliability of the information contained herein, except with respect to information concerning Sunline Pte Ltd. All information in this document is based on Sunline Pte Ltd.’s understanding of the laws of Singapore and any other jurisdiction referred to herein, as in force at the date of this document.

Sunline Pte Ltd. is not liable for the consequences of any change in law or revenue practice arising at any time close to or after the date of the document. Past performance is not a guide to future performance and the value of investments and income from them can fall and rise or cease to exist at all. Investments in securities carry a high degree of risk. High-performance targets can only be achieved through accepting higher risks to the portfolio.

Sunline Pte Ltd. is registered at 3 Killiney Road, 05-07 Winsland House I, Singapore 239519, telephone (+65) 6836 5574.

This document may not be reproduced in whole or in part or circulated to other persons without Sunline Pte Ltd.’s prior written approval.

Terms of Use

The website www.sunline.com.sg (“Website”) is provided by Sunline Pte Ltd, a financial-services firm established in Singapore regulated by the Monetary Authority of Singapore (MAS) and is a member of the Association of Independent Wealth Managers (AIWM) Singapore.


Please read the following terms and conditions of use (“Terms”) carefully before using the Website www.sunline.com.sg. By accessing the Website, you agree that you understand and fully accept these Terms. If you do not understand or do not accept any provisions of the Terms, please leave the Website. Viewing this Website does not create an engagement or client relationship with Sunline Pte Ltd.

Sunline Pte Ltd. reserves the right to change, modify, add or remove parts of these Terms from time to time at its own discretion. Therefore, please read these Terms whenever you access the Website and check whether you agree with the new Terms. You acknowledge that by accessing the Website after we have posted changes to these Terms, you agree to these Terms as modified. If you do not understand or do not accept any provisions of the present Terms, please leave the Website.


This Website must not be accessed by any person who (because of that person’s nationality, residence or otherwise) is subject to the laws of any jurisdiction prohibiting publication of the contents of the Website or access to the Website (for whatever reasons). Persons to whom such restrictions apply are not allowed access to the Website.


The information and opinions published on the Website do not constitute an advertisement or a recommendation, solicitation, offer or invitation to submit an offer to

  1. purchase or sell any investment instruments,
  2. perform any other transactions,
  3. conclude any other legal transactions.

They are merely for information purposes.


The information and opinions published on the Website are not to be construed as investment advice or any other kind of advice on legal, tax, financial or other issues. They are not suitable to be used as a basis for decision-making. Please note that Sunline Pte Ltd. is not a law firm or accounting firm and does not provide legal or accounting advice to clients. Please consult a professional advisor before making any decision.


Sunline Pte Ltd. provides no representation or warranty (neither express nor implicit) that the information and opinions published on the Website are correct, accurate, reliable, complete, true and up to date. Sunline Pte Ltd. does not represent or warrant that the Website will be uninterrupted, that any defects will be corrected, or that the site is free of viruses or other harmful components.

Sunline Pte Ltd. is in no way obligated to update outdated information or opinions, remove them from the Website or mark them correspondingly. The information and opinions contained on the Sunline Pte Ltd. Website are subject to change without notice. Likewise, Sunline Pte Ltd. assumes no responsibility and gives no warranty that:

  1. the Website will perform without error or interruption,
  2. the Sunline Pte Ltd. Website and all other components used in accessing the Website contain no harmful elements (particularly viruses).

Past performance is not necessarily indicative of future results. Investing is inherently risky and could result in the complete loss of principal invested. Moreover, investments in foreign currencies are subject to exchange rate fluctuations. Also, distributions in connection with an investment instrument may vary. Sunline Pte Ltd. does not offer any guarantees of success and does not provide any warranty for:

  1. the increase in or maintenance of the value of investment instruments.
  2. the number of future distributions.


Liability of Sunline Pte Ltd., its employees, directors, officers and shareholders for damage of any kind (including consequential damage) directly or indirectly resulting from access to the Website shall be excluded. Sunline Pte Ltd. shall have no liability for any losses or damage arising from the use of or reliance on the information contained on the Website, including, without limitation, any loss or profit or any other direct or indirect damage.


The entry fields on the Website must not be used for placing orders (e.g., orders for the purchase/sale of investment instruments) with Sunline Pte Ltd. Sunline Pte Ltd will not execute any such.


The Website contains information on investment funds and macro-economic outlooks.

Sunline Pte Ltd. provides no warranty (neither express nor implicit) that the information and opinion published on the Website are correct, accurate, complete, true and up to date.


All elements on the Website are protected by intangible property rights and are owned by Sunline Pte Ltd. or third parties. The downloading or printing of parts of the Website does not involve the transfer of any rights whatsoever, particularly no rights relating to software, trademarks or elements of the Website. Notices relating to copyrights and brands must neither be changed nor removed. The reproduction of the Website’s components in whole or in part, in whatever form (particularly in electronic or printed form), is only allowed with full acknowledgement of the source. The publication of reproduced elements of the Website is only permitted with the prior written consent of Sunline Pte Ltd. and with full disclosure of the source.


It is possible that Sunline Pte Ltd. itself or its directors or employees invested, are investing or will invest in investment instruments concerning which the Website contains information or opinions. Moreover, it is possible that Sunline Pte Ltd. provided, is providing or will provide services to the issuers of such investment instruments.

Furthermore, it cannot be excluded that employees or directors of Sunline Pte Ltd. engaged, are engaging or will engage in activities for the issuers of such investment instruments, e.g., as directors. Therefore, Sunline Pte Ltd. itself or its directors or employees could therefore, have an interest in the future performance of investment instruments.


The Website may contain links to websites that Sunline Pte Ltd. does not review.

Sunline Pte Ltd. has not investigated such websites and is not responsible for their contents. The use of such links is for your convenience only and you access them at your own risk.


The use of the Website and these Terms is subject to the laws of Singapore. The exclusive place of jurisdiction is Singapore.


Sustainability risks are not systematically included in the investment decision-making process. Their evaluation does not show any relevant effects on the return, because due to the specific investment policy and the accompanying investment restrictions as well as the performance achieved in the past, a relevant effect on the overall portfolio cannot be assumed. However, it should be noted that past performance is not indicative of future performance. No single sustainability risk is expected to have a material adverse financial impact on the Sub-Fund's return.

Adverse impacts of investment decisions on sustainability factors are not systematically considered because the data basis is complex and may be based on environmental, social or governance data that is difficult to obtain, incomplete, estimated, outdated or otherwise inaccurate.